UK Tax Calculator 2025/26
Calculate your take-home pay for the 2025/26 tax year (6 April 2025 - 5 April 2026)
Salary Information
Enter your salary details to calculate your take-home pay
Tax Calculation Results
Your estimated annual take-home pay and deductions
Annual Take-Home Pay
£0.00
After deductions from £0.00 annual gross salary
Effective Tax Rate
0.0%
Overall tax rate
Marginal Tax Rate
0%
Rate on additional earnings
Tax-Free Allowance
£0.00
Personal allowance
About This Calculator
All rates based on official UK government sources for tax year 2025/26
Tax Year 2025/26 Rates
England, Wales & Northern Ireland:
- Personal Allowance:£12,570 (0%)
- Basic Rate:£12,571 - £50,270 (20%)
- Higher Rate:£50,271 - £125,140 (40%)
- Additional Rate:Above £125,140 (45%)
Scotland:
- Starter Rate:£12,571 - £15,397 (19%)
- Basic Rate:£15,398 - £27,491 (20%)
- Intermediate:£27,492 - £43,662 (21%)
- Higher Rate:£43,663 - £75,000 (42%)
- Advanced:£75,001 - £125,140 (45%)
- Top Rate:Above £125,140 (48%)
National Insurance Contributions (2025/26)
- •8% on earnings between £12,571 and £50,270 annually
- •2% on earnings above £50,270 annually
Student Loan Repayment Thresholds (2025/26)
- Plan 1:£26,900 (9% above threshold)
- Plan 2:£28,470 (9% above threshold)
- Plan 4 (Scotland):£32,745 (9% above threshold)
- Plan 5:£25,000 (9% above threshold)
- Postgraduate:£21,000 (6% above threshold)
Important Notes
- •Personal Allowance reduces by £1 for every £2 earned above £100,000, reaching zero at £125,140
- •Pension contributions reduce your taxable income and provide tax relief at your marginal rate
- •This calculator is for estimation purposes only. For official calculations, consult HMRC or use their tax calculator
All information sourced from official UK Government websites (GOV.UK)
Last updated: Tax Year 2025/26 (6 April 2025 - 5 April 2026)
Important Disclaimer: The calculations provided by this tool are intended for informational and estimation purposes only and should not be considered as professional financial or tax advice. We strongly recommend consulting with a qualified tax advisor or financial specialist before making any significant financial decisions. All tax rates, thresholds, and calculations are sourced directly from HMRC official guidance and are accurate as of 6 April 2025 for the 2025/26 tax year. Please note that individual circumstances may vary, and certain exclusions or special cases may apply to your specific situation.
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